| What's in a Home Information Pack? | ||
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The Home Information Pack (also known as the HIP) is compulsory for most homes on the market in England and Wales. From 6 April 2009, important changes will be made to HIPs. This means better information will be available from the first day a property is put on the market.
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| What does a Pack contain? | ||
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To view a Sample HIP Click Here
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| Compulsory items | ||
| The following compulsory documents must be included in a Home Information Pack: | ||
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| Home Information Pack Index | ||
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The Index lists the documents contained in the HIP and provides a checklist for sellers, buyers, estate agents and enforcement authorities. If a document that must be included in the HIP is unavailable, the Index must say so, give the reason it is missing, and list what steps are being taken to get it. The Index should be updated whenever documents are added or removed. |
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Property Information Questionaire (PIQ)
The Property Information Questionnaire needs to be completed by the seller. It provides a helpful checklist of simple information about a property buyers need to know before making any decision on the property.
View a PIQ Click Here View a New Build PIQ Click Here
Energy Performance Certificate/Predicted Energy Assessment
The Energy Performance Certificate (EPC) gives home owners, tenants and buyers information on the energy efficiency of their property. New homes sold 'off-plan' will need to include a Predicted Energy Assessment (PEA). The PEA should be replaced by an EPC when construction of the property is complete.
View a sample EPC Click Here
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| Sale Statement | ||
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The sale statement provides some basic information about the property, including: |
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Sustainability information for newly built homes
The Code for Sustainable Homes measures the environmental impact of a new home against nine categories. The code requirements only apply to new homes where a local council has received a building notice, initial notice or full plans application after 1 May 2008. Newly built homes must have either:
To view the code for Sustainable Homes Click Here
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| Standard Searches | ||
| The Home Information Pack must include: | ||
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A search of the local land charges register for the property being sold This is carried out by a local council or personal search company and you’ll receive an official search certificate.
A search of the records held by the local authority on matters of interest to buyersThis includes planning decisions and road building proposals. These are referred to as local enquiries in the Home Information Pack Regulations and are carried out by a local authority or personal search company. |
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Details of the provision of drainage and water services to the property The local water company or a personal search company can be used (however, the search must comply with the HIP Regulations). |
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| Evidence of Title | ||
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These documents prove who owns the property. |
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Registered propertyIf the property is registered, certain documents that are available on request from the Land Registry must be included in the HIP. These provide an up-to-date official record of who owns the land, and consist of:
In the case of the sale of a commonhold interest, official copies of the register and title plan should be produced for both the unit and common parts. |
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Unregistered landFor sales of unregistered land, the HIP must include copies of a certificate of an official search of the index map (from the Land Registry). Also, it must have the documents that the seller intends to rely on to provide evidence of title to the property and the right to sell it. |
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For more details you can view the HIP 2007 Regulations Procedural Guidance document Click Here |
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| Leasehold and Commonhold Properties | ||
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Home Information Packs (HIPs) for leasehold and commonhold properties must include the same compulsory documents as for freehold properties. However, they must also include some additional documents. |
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Leasehold propertiesIf a property is leasehold it means that the property is for sale but the land the property is built on is not. A buyer may have to pay ground rent to the freeholder and other service charges. Compulsory documentsFor leasehold properties you must provide all the standard compulsory documents for the HIP, and a copy of the lease. If there’s a delay getting a copy of the lease, it can be added to the HIP after the property goes on the market, However, it has to be added within 28 days of the property going on the market. |
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Optional documentsAlthough it isn't compulsory, you can also include other leasehold documents such as:
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Commonhold properties
If a property is commonhold then you effectively own a share of the freehold of the land on which the building stands. You own this share together with other owners of flats in the building. You also share the responsibility with them for things like repairs and upkeep. Compulsory documentsYou must have the standard compulsory documents for the HIP. You also need to include an official copy of the individual register and title plan for the common parts and the commonhold community statement referred to in the register. |
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Sellers of commonhold properties must also provide:
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| Optional items | ||
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Some documents in the Home Information Pack are optional. These include: |
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| Home Condition Report | ||
See an example
A Home Condition Report contains information about the physical condition of a property, which sellers, buyers and lenders will be able to rely on legally as an accurate report. It is similar to a Homebuyer Survey and can let the seller and buyer be aware of any works or repairs that are needed to the property. The report:
Benefits of a Home Condition ReportSellers
You have an early opportunity to carry out repair work on the property or get quotes before marketing your property. By giving buyers a clearer idea of your property, it reduces the risk of a buyer pulling out later in the process due to an unforeseen problem and gives your property an additional selling point. BuyersIf the seller has included a Home Condition Report, you can use it at the beginning of the home-buying process to reduce the risk of being faced with unexpected repair bills and other surprises when you buy the property. Buyers and their mortgage lenders have a legal right to rely on the report, so you can give the report to lenders when they make their valuation. This means they may not have to repeat a detailed site inspection at your cost.
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| Legal summary | ||
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Home Information Packs will contain some complex documents that can be difficult to understand. The optional summary of the legal content of the pack could therefore be very helpful to buyers, although it will not remove the need for buyers to take their own legal advice as well. |
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The Home contents form lets sellers give buyers information on a range of matters relating to the property. It is usual for sellers to declare which fixtures and fittings and other contents of the property are:
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| Other documents | ||
SearchesThe standard searches need to be included in HIPs, but they can also contain non-standard searches. This can often speed up the sale of the property. For example, it's standard practice to obtain a mining search in areas where coal mining has taken place. Sellers in these areas could save time if they provide this search in the HIP. Other non-standard searches cover rights of way, ground stability and actual or potential environmental hazards such as flooding and contaminated land.
Guarantees and warrantiesGuarantees and warranties for work already carried out on your home, such as damp proofing, may be included in the HIP.
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